Missouri's top income tax rate was recently cut to 4.7% — one of the lower rates in the Midwest. See your exact take-home after all federal and state taxes.
Missouri has nine income tax brackets, but the top 4.7% rate kicks in at just $7,847 of Missouri taxable income. After deducting the federal standard deduction ($16,100 single) and personal exemption ($2,100 single), most working Missourians pay close to 4.7% on the bulk of their income. The top rate was reduced from 4.95% in 2023 and 5.4% before that.
| MO Taxable Income | Rate |
|---|---|
| $0 – $1,121 | 1.5% |
| $1,121 – $2,242 | 2.0% |
| $2,242 – $3,363 | 2.5% |
| $3,363 – $4,484 | 3.0% |
| $4,484 – $5,605 | 3.5% |
| $5,605 – $6,726 | 4.0% |
| $6,726 – $7,847 | 4.5% |
| Over $7,847 | 4.7% |
MO taxable income = gross − pretax deductions − federal standard deduction ($16,100 single / $32,200 married) − personal exemption ($2,100 single / $4,200 married). Because brackets top out at $7,847, nearly all income beyond deductions is taxed at 4.7%.
Estimates only. MO progressive brackets up to 4.7%. Standard deduction follows federal. Personal exemption $2,100 (single) / $4,200 (married). Consult a tax professional for advice.
| Gross Pay (this check) | $0.00 |
| Federal Income Tax | −$0.00 |
| Missouri State Tax | −$0.00 |
| Social Security (6.2%) | −$0.00 |
| Medicare (1.45%) | −$0.00 |
| Net Take-Home Pay | $0.00 |
Missouri has a progressive income tax with a top rate of 4.7% for 2026. The brackets are very narrow — the top rate applies to all Missouri taxable income above just $7,847. Since most earners have far more taxable income than that after deductions, the effective rate is close to 4.7% for most working Missourians. The rate was reduced from 4.95% and has been trending downward in recent years.
Missouri uses the same standard deduction as the federal government: $16,100 for single filers and $32,200 for married filing jointly in 2026. In addition, Missouri allows a personal exemption of $2,100 (single) or $4,200 (married). So a single earner making $75,000 has Missouri taxable income of $75,000 − $16,100 − $2,100 = $56,800, on which the 4.7% top rate applies to the bulk.
A Missouri paycheck has four withholding items: federal income tax (10%–37% progressive), Missouri state income tax (up to 4.7%), Social Security (6.2% up to $184,500), and Medicare (1.45%). Kansas City and St. Louis both levy a 1% local earnings tax on wages earned within city limits — if you work in either city, that 1% applies regardless of where you live.
Yes — both Kansas City and St. Louis levy a 1% local earnings tax on wages earned within city limits. If you work in Kansas City or St. Louis (regardless of where you live), your employer withholds an additional 1% from your paycheck. Residents of those cities who work elsewhere also owe a 1% earnings tax on income. This calculator uses state-only rates; add 1% for KC or STL workers.
Missouri offers a generous exemption: Social Security benefits are fully exempt from MO income tax for taxpayers with adjusted gross income below $100,000 (single or married). Above $100,000, benefits are partially taxable. This is much more generous than federal taxation (which can tax up to 85% of SS benefits) and makes Missouri a favorable retirement state compared to states that fully tax Social Security.
On a $75,000 salary, Missouri state tax is approximately $2,500–$2,600. Illinois charges a flat 4.95% on income above a small exemption — about $3,500. Kansas has a top rate of 5.7% (on income above $30,000) — about $3,800. Tennessee and Texas have no income tax. Missouri falls nicely in the middle — lower than Illinois and Kansas, though significantly higher than the no-tax border states to the south.
Missouri passed legislation that automatically reduces the top income tax rate by 0.1% each year when certain revenue triggers are met. The rate was 5.4% in 2018, 4.95% before 2024, 4.7% in 2024, and further reductions may continue if state revenues grow. This gradual reduction trend makes Missouri increasingly tax-competitive with neighboring states over time.